Privacy Notice
Effective Date: May 27, 2025

At Pulse Funds ME ("we," "our," or "the company"), located in Springfield, Massachusetts 01128, we value and respect your privacy. This Privacy Notice describes how we collect, use, store, and protect your personal information when you use our website, loan calculator, and related financial services.

1. Information We Collect

We collect different types of personal information that you provide directly when applying for a loan or using our services, including:

• Basic Personal Information: Full name, date of birth, address, phone number, email address.

• Financial Information: Approximate income, employment, banking information, credit history, and details related to the loan you’re applying for.

• Identification: Social Security Number (SSN), passport, driver’s license, or another official document to verify your identity.

• Technical Information: IP address, browser type, pages visited on our website.

• Usage Information: Data generated when using our calculator, forms, and submitted inquiries.

2. How We Use Your Information

We use your information for the following purposes:

• To process, evaluate, and verify your loan application.

• To validate your identity and prevent fraud.

• To contact you for follow-ups, confirmations, or data clarifications.

• To comply with legal and regulatory obligations in the United States.

• To improve our products, services, and user experience.

• To send important communications related to your loan.

3. Who We Share Your Information With

We do not sell your personal information. We only share data with third parties when necessary, such as:

• Credit bureaus and agencies to verify your credit history.

• Insurance providers connected to our loan products.

• Strategic partners assisting in loan assessment and management.

• Government or regulatory authorities when required by law.

4. How We Protect Your Information

We implement administrative, technical, and physical security measures to protect your information against unauthorized access, alteration, disclosure, or destruction.

However, no method of transmission over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

5. Data Retention

We retain your information only as long as necessary to fulfill the purposes for which it was collected or to comply with legal obligations.

6. Your Rights Over Your Personal Data

Depending on the state where you reside, you may have the right to:

• Access your personal information.

• Request corrections or updates.

• Request deletion of your data, except when the law requires us to retain it.

• Object to processing or request restrictions.

To exercise these rights, contact us at:
Email: privacy@pulsefundsme.com

7. Use of Cookies and Similar Technologies

Our website uses cookies to enhance navigation and personalize your experience. For more details, please see our Cookie Policy.

8. Changes to This Notice

We may update this Privacy Notice at any time. We will notify you of changes by updating the effective date and posting the new notice on our website.

9. Contact

If you have questions, concerns, or requests related to your privacy, please write to us or call us:
Email: info@pulsefunds.me
Phone: +1-888-898-9956
Address: Springfield, Massachusetts 01128